First-Time Homebuyers
If you’re new to buying a home, here’s what you can expect and how to navigate the process
Latest First-Time Homebuyer Articles
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What is a fixed-rate mortgage?
It’s America’s favorite home loan by far. But is it the best choice for you?
4 min read Jul 15, 2025 -
How to buy a house with a low income
Yes, you can buy a house with a low income.
9 min read Jul 14, 2025 -
‘Your phone is blowing up’: Congress moves to limit mortgage trigger leads
Submitting a mortgage application can lead some consumers to receive harassing phone calls from lenders — but new legislation may reign them in.
3 min read Jul 10, 2025 -
Tax law might not spell instant relief for homebuyers
It could take time for the effects of the new tax law to reach the housing market, and mortgage rates.
3 min read Jul 09, 2025 -
Fannie Mae vs. Freddie Mac: What’s the difference?
And what do their differences mean for you, the mortgage borrower?
5 min read Jul 09, 2025 -
Mortgage escrow account pros and cons
Unless your lender insists, you may not want to use one. Here’s why.
5 min read Jul 07, 2025 -
3 percent down mortgages: A guide to your options
You don’t have to come up with 20% in cash. But paying less now can cost you later.
8 min read Jun 30, 2025 -
Mortgage brokers: What they do and how they help homebuyers
This home-financing pro could help you find that perfect loan.
9 min read Jun 30, 2025 -
First-time homebuyer qualifications
You can be a “first-time homebuyer” — and get financial aid — even if you’ve owned a place before.
5 min read Jun 27, 2025 -
How to shop for a mortgage without hurting your credit score
A drop is inevitable, but you can minimize it.
7 min read Jun 27, 2025
First-Time Homebuyer Programs by State
- Find your state's first-time homebuyer grants and programs
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- Texas first-time homebuyer grants and programs
- Washington first-time homebuyer grants and programs
Get guidance
- First-time homebuyer guide
- First-time homebuyer qualifications
- First-time homebuyer grants
- Tips for first-time homebuyers
- Avoid first-time homebuyer mistakes
- First-time homebuyer classes
- First-time homebuyer tax credit
- First-time homebuyer down payment
- How to compare lenders as a first-time homebuyer