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Discover the latest in mortgage news, compare rates, and learn more from Bankrate's mortgage experts.

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Latest mortgage news

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Mortgage rates rise to highest level in four weeks

2 min read Read more Arrow Right Icon

Survey: A growing number of Americans are reluctant to sell their homes — even if mortgage rates drop

5 min read

A new type of credit score bursts onto the mortgage scene

2 min read

‘Your phone is blowing up’: Congress moves to limit mortgage trigger leads

3 min read

Weekly national mortgage rate trends

Current mortgage rates  

30 year fixed 6.75%
15 year fixed 5.95%
10 year fixed 5.86%
5/1 ARM 6.02%
Learn more: How Bankrate collects mortgage rates
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Experts in mortgages

Our experts deliver the news and insights that matter, supported by data and personal experience.

About Bankrate experts
Greg McBride

Greg McBride, CFA Arrow Right Icon

Chief Financial Analyst

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Jeff Ostrowski Arrow Right Icon

Principal Writer, Home Lending

Suzanne De Vita headshot

Suzanne De Vita Arrow Right Icon

Managing Editor, Home Lending

All mortgage news

Real estate agent greets a client in front of a red brick home

Here’s why mortgage rates won’t fall after the Fed cut

Today’s mortgage rates already reflect the likelihood of a September Federal Reserve rate cut.
Sep 12, 2024
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Experts: How Harris and Trump’s plans could impact housing affordability

The candidates’ plans could help or hurt housing affordability, experts say.
Sep 09, 2024
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Will Fed rate cuts stop the housing market roller coaster?

Can a Fed rate cut stop the housing market roller coaster?
Sep 06, 2024

Survey: 47% of homeowners would need mortgage rates under 5% to be comfortable buying a home this year

Almost half of homeowners in a new Bankrate survey say they’d need mortgage rates to fall below 5 percent in order to feel comfortable buying a home this year.
Jul 24, 2024
Millennial with moving box talking to parents in their house

Financial freedom feels far away for the 30-year-olds moving home to save money

Today’s millennials are moving home in an attempt to save money and pay off debt.
Jun 27, 2024
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How generative AI is changing the mortgage process

Mortgage experts explain how generative AI is being used in mortgage lending.
Jun 27, 2024
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Mortgage rate forecast for May 2024: No break for homebuyers

Homebuyers out on the spring hunt won’t see much relief from higher mortgage rates.
May 01, 2024
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How rising home values helped lower my mortgage bill

Higher home values helped lower this Bankrate writer’s mortgage costs.
Apr 29, 2024
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