Credit Card Advice
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- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The best time to apply for a credit card depends more on your financial situation.
The credit card approval process can be speedy or could take weeks.
Making too many credit card applications in a short period can hurt your credit score
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — which is better?
Deciding whether or not to get a credit card comes down to your personal finances.
Watch out for these red flags before picking your first card.
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
A look into what credit score you need to qualify for different types of credit cards.
Some credit cards offer purchase protection. Here are some of the best options.
A statement credit, which is a card benefit, can help bring down your card balance.
Find out if states prohibit using your credit card for lottery ticket purchases and the reasons why.
Unemployed students can still get a student credit card if they have other income.
Learn about a credit card’s outstanding balance vs. statement balance.
No, but mixing business and personal expenses can have some serious consequences.
Credit card issuers must provide an explanation for denying your billing error dispute.