7 strategies to build wealth no matter your income
Master wealth-building with these smart steps for financial success.
7 min read
Jul 17, 2025
Rachel Christian
Investing reporter
EXPERTISE
- Investing
- Retirement planning
- Social Security and Medicare
- 401(k)s and IRAs
EDUCATION
- Certified educator in personal finance with FinCert, a division of the Institute for Financial Literacy
- Bachelor’s degree in journalism, University of Southern Indiana
Bankrate writer Rachel Christian covers investing and wealth management. Her work has been featured in publications across the country, including Business Insider, the Tampa Bay Times, Evansville Business and the Orlando Business Journal.
Christian is passionate about making personal finance accessible for everyone by providing clear, accurate information that breaks down complex topics for readers.
Experience
She’s a long-time journalist with a history of reporting on business and personal finance. During her career, she’s written extensively about investing, retirement, Social Security and Medicare.
Financial education is a priceless asset that pays lifelong dividends.
— Rachel Christian
Rachel's latest articles
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Here’s how much a $1 million annuity pays per month in retirement
An annuity can supplement your income in retirement but how much will you get?
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Thinking about buying an annuity? Here’s what you need to know first
Annuities can provide income during retirement, but they can be notoriously complex.
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5 ways financial advisors make estate planning easier
Need help navigating the estate planning process? An advisor can help.
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What divorced people need to know about Social Security
Many people don’t realize this option exists — and Social Security won’t tell you.
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You bailed during the stock market dip in April: 5 moves to make now
Don’t make it worse by sitting in cash or trying to jump back in at the “perfect” time.
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Got a stash of $2 bills? Here’s how to check if they’re worth thousands
Certain $2 bills can fetch thousands of dollars on the collector’s market.
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5 best retirement investing cheat codes, according to experts
Supercharge your retirement savings with these expert cheat codes.
7 min read Jun 25, 2025